Coin Post – Money, Investments, Bitcoin

A famous entrepreneur and venture capitalist Chamath Palihapitiya said that completely replace gold and is going to $1,140,000 this cycle 📈 🤔 Personally, I think this is an overly optimistic forecast, to say the least. His presentation is based on BTC cycle theory, which completely ignores the fact that the higher the capitalization of BTC, the more difficult it is to pump it at the same % as in previous cycles. 🤷‍♀️ Even a price target of $500k in this cycle sounds unrealistic. But I believe that for the next bull cycle, this is a perfectly possible goal ✅

Spend Smart or Stay Stuck 💳 Too many people waste money on things that look good in the moment but do nothing for their future. Here are some principles worth following: ⏺The one-third rule: split income into three equal parts — debt, living expenses, and savings. It keeps you balanced and prevents disaster when life gets messy. ⏺Don’t fall for “spaving”: buying extra just to “save” on discounts or free shipping. It’s not saving if you didn’t need it in the first place. ⏺Quality over quantity: one durable item beats five cheap ones that break. In the long run, you’ll spend less and own better. ⏺Audit small leaks: track tiny, everyday expenses like snacks, subscriptions, or impulse buys. Add them up — that’s where your money disappears. ⏺Frugality is a skill: living with less teaches discipline, lowers stress, and frees you from chasing status symbols. True wealth is the ability to live on your own terms. ⏺Invest early and often: instead of piling up liabilities, put money into assets like stocks, crypto, index funds, real estate, or even your own small business. Compounding over years is the only real shortcut to freedom. Most people don’t get stuck because they don’t earn enough. They get stuck because they spend wrong 😣

If you guys haven’t heard of it yet, Nepal is going absolutely insane 🇳🇵 A bunch of kids in their teens and 20s started organizing online against inequality. The government tried to shut it down by blocking social media, and that only made things worse. Protests spread everywhere until they had to lift the ban 🔥 🔥 Then it went off the rails. Parliament was burned down. The Prime Minister’s house was torched. The Finance Minister got beaten in the streets. The PM’s wife was killed. 📢 And the wildest part? Zoomers went on Discord, held a vote, and elected a new interim Prime Minister. Not some random troll, but an ex–chief justice who already helped end the monarchy in 1990. Now even the army says the Discord vote counts and is meeting with him to plan elections 🤝 Things all around the world are getting more and more insane 😂

SOL Surges Past $240 — Institutional Capital Flows In 📈 Solana has broken above $240, extending monthly gains near 22%. Momentum is being fueled by one of the largest capital raises the industry has seen this year. 📰 Forward Industries announced a $1.65B round dedicated to building a Solana treasury and ecosystem growth. The raise was led by Galaxy Digital, Jump Crypto, and Multicoin Capital. 🏦 At the same time, Solana ETFs are gaining traction. SOL Strategies has secured Nasdaq approval. Public market exposure is expanding, positioning Solana as the next crypto asset to benefit from mainstream investment flows after BTC and ETH. Analysts now project $300–$320 in the near term as the next key zone. But I would no be surprised if we will see long consolidation between $260-$300 before we see a new ATH 🤔 Do you hold Solana? Share in the comments below 💬 @CoinPost

How to get cash without selling your crypto? 💰 If you own BTC, ETH or SOL but need cash, you don’t have to sell. You can borrow stablecoins against your coins by using DeFi protocols. This lets you stay exposed to your crypto while getting liquidity. 🤑 Go to Aave or Marginfi (if you want to lend Solana) and connect your wallet. Deposit your crypto as collateral. Then choose a stablecoin such as USDT or USDC to borrow. 💸 Borrowing comes with a negative APR: you pay interest on the stables you take out. The exact rate changes with market demand but usually it's no more than 8%. ⚠️ Be aware of liquidation risk. If your collateral drops in value and your loan-to-value ratio slips too low, your position can be liquidated. Keep your health factor above 1.0 to stay safe. This setup works well when you need liquidity but don’t want to give up your long-term crypto position. You borrow stables, use them as needed, and repay later while keeping your crypto portfolio intact ✅ #FAQ @CoinPost

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Oracle Stock Explodes — Larry Ellison Becomes the Richest Man Alive 💸 Oracle $ORCL shares ripped more than 40% after the company revealed massive new cloud contracts and record revenue forecasts 🔼 🤑 The big winner is Oracle’s co-founder Larry Ellison. At 81, he owns about 41% of the company. This single move catapulted his fortune to around $393B. His net worth jumped by more than $100B in a single day. That is the largest one-day gain ever recorded on the global rich lists 🥇 @CoinPost

Bitcoin Pumps on PPI Data 🔼 Bitcoin jumped back above $113,400 after fresh US inflation numbers. 📊 August Producer Price Index (PPI) came in at 2.6% year over year — the lowest since June. That is below expectations of 3.3%. Lower inflation prints ease pressure on the Fed, and the market reacted instantly 🤑

Apple unveiled the iPhone 17, Air, Pro, and Pro Max, with prices starting at $799. Apple stock dropped 1.5% after the reveal. I don't remember a single time when it didn't go down on the day a new product was released, lol 🍎 A reminder that the relative value of Bitcoin priced in iPhones has never been so high, and this gap will only grow 🤑 Most people don’t have an extra $1,000 in their bank account, yet they always seem to have a new iPhone. Really makes you think 😂

One of the biggest hacks in recent history resulted in the attacker receiving $504 worth of various tokens. Honestly, this is hilarious 🤣 Everything should be safe now. The companies behind the biggest web crypto wallets have confirmed that they were not affected by yesterday's NPM hack ✅

Massive NPM Hack in Progress 🚨 A well-known open-source developer’s NPM account was hacked. The attacker published malicious updates to several popular software packages. These packages are not niche tools — they are buried deep inside almost every modern web app and together have billions of downloads. 💻 Because these packages are so widely used, any project or app depending on them could unknowingly carry the malicious code. This makes it one of the most dangerous supply chain attacks in recent years. The malware is nasty. It specifically targets crypto users. The code is a “crypto-clipper” — it looks for wallet addresses in transactions and secretly replaces them with the attacker’s addresses 🧑‍💻 If you send funds using a compromised app or service, you might think you are sending to your own address, but the transaction will be altered and your crypto will end up in the attacker’s wallet. 😌 If you use a hardware wallet, you are safe as long as you carefully check the recipient address before signing. If you use a software wallet, it is safest to pause on-chain transactions until this attack is fully contained.

Russia accuses US of debt trick with crypto 🏦 Putin’s adviser Anton Kobyakov claims Washington is using crypto to manage its $35 trillion debt. He argues the US promotes stablecoins to boost demand for Treasuries, then could devalue the dollar and wipe away part of its debt burden 🤔 🗓 He compared it to 1933, when the US "hiked" gold prices to devalue the dollar, and to 1971, when Nixon cut the gold peg. In both cases, debt pressures were eased by devaluation. 🤔 IMO, the theory makes some sense but is exaggerated. Stablecoins do create demand for Treasuries and extend dollar dominance, but they are far too small ($290B) to impact $35T in debt, for now... But I still do think the US will push for USD stablecoins as a private-sector alternative to CBDCs, while China and the EU will rely on central bank issued digital fiat 💶 @CoinPost

In the past 17 years, total U.S. payroll employment has only turned negative three times 👇 ⏺The 2008–09 financial crisis ⏺The COVID-19 shock in spring 2020 ⏺June 2025 👀 Every previous time this has happened during a major market correction 📉 @CoinPost

Is Crypto a Ponzi Scheme? 🤔 A Ponzi scheme is a fraud where early investors are paid “returns” directly from deposits of new investors. There is no business, no external value. The operator promises profits, recycles incoming money, and the whole thing collapses once inflows dry up ❗️ 🕯 Markets are different. Profits come from buying low and selling high in open exchange. There is no promise of payout, only voluntary trades at agreed prices. 🤑 Bitcoin and Ethereum fall into this second category. They are assets with open markets. Early buyers made money because later buyers valued them higher, just like with equities or real estate. That dynamic is speculation, not fraud. 🤷‍♀️ Even meme coins and rugs are not Ponzis. They are bad assets with no fundamental value. Early insiders dump on later buyers, but there is no operator promising fixed returns from new deposits. That makes them pump-and-dumps, not Ponzis. The distinction is clear. Ponzi = guaranteed returns paid from new money. Markets = open price discovery where some win and some lose ❗️ #FAQ

Michael Saylor’s Strategy will not be included in the S&P 500 😫 This decision shocked markets because inclusion would have forced massive passive inflows into the stock and, by extension, into Bitcoin exposure 🤑 Many traders were betting on this as a near guarantee 😣

The end: he lost it all 😵 Back in May I wrote about James Wynn — the guy who held the largest public perp DEX position ever worth over $1 billion. 💸 At the ATH he had over $100 million in liquid capital but he then gambled it all away. After today's market dump, his last ETH long position was liquidated, leaving him with only $2,300 🫡

Not every day you see this kind of volatility on hourly candles 🔽 In just the past 60 minutes, $115M was liquidated across the crypto market. BTC alone dropped more than 2k in one move 🟠 📊 The trigger may have been today’s US jobs data. The unemployment rate rose to 4.3% in August, the highest since October 2021. This was easily the ugliest jobs report relative to expectations since Covid. Two things stand out: ⏺ First, the numbers were so bad they likely threw everything in at once, knowing revisions are coming next week. ⏺ Second, the report now likely cements a 0.25% rate cut by the Fed and even puts 0.5% cut on the table in September 🇺🇸

WLFI team freezes Justin Sun 😐 Trump’s backed World Liberty Financial just blacklisted Justin Sun’s wallet. 🔓 He now sits on 540M unlocked $WLFI tokens and 2.4B locked tokens, all frozen because the team claims “an exchange was using user tokens to dump and push down the price.” 🔍 The freeze came right after Sun moved $9M worth of WLFI to a CEX. And since launch just 3 days ago, the token is already down 46.7%. But don’t worry, the team says they have a “solution” — prohibit large holders from selling 🤣

Why You Shouldn’t Try to Pick Stocks 🧠 On paper it always seems obvious which companies will win. Tech giants look unstoppable. Consumer brands look boring. The rational choice feels clear 🤔 But markets don’t work that way. In May 2010, Intel was a core player in computing while Monster was “just” an energy drink maker. 📈 Fifteen years later, a $1000 investment in Intel grew only 8% to $1080. The same $1000 in Monster grew 3169% to $31,690. All while the dollar itself lost 48% of its value. Stories like this repeat across the market. What looks safe often underperforms. What looks trivial sometimes creates fortunes. Very few people can consistently predict which will be which. 😏 That is why, unless you are extremely skilled or an insider, trying to pick the next winner stock is usually a losing game. For most investors, the smarter path is to diversify and simply buy the index. #FAQ