The Meme Times

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FDIC prepares for stablecoin season 🏛🔗 FDIC wants new rules for tokenized deposits + a formal stablecoin application by late 2025. RWAs already passed $24B - tokenization isn’t “coming,” it’s here. 🌐💵

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XRP ETF explodes out of the gate 📈🦅 The new XRPC ETF launched with $58M day-one volume - biggest ETF debut of 2025. Together with Solana’s ETF, it’s basically eating everyone’s lunch. 🍽🔥 XRP price: does absolutely nothing. 😂

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Luxembourg goes full maxi mode 🇱🇺🚀 Luxembourg just put 1% of its sovereign wealth fund into Bitcoin (~€7M) — and refuses to buy anything else. Finance Minister: “There is no second best.” Crowd: applause in orange pill. 🍊😎

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US bankers vs Sony’s stablecoin 🚫🎮 Bank lobby to Sony: “Nice stablecoin idea… now stop.” ICBA warns Sony’s $1-backed trust could “look too much like deposits.” Translation: “No fun allowed.” 🏦😤

Bitcoin is dumping… but the end of the world is (apparently) not scheduled 🫠🔥 Bernstein analysts say the 25% slide from October’s top isn’t a new bear market - just PTSD from old 4-year cycles. Meanwhile, BitMine’s CEO drops a spicier take: “One or two market makers have a hole in their balance sheet - sharks are circling to trigger liquidations.” So which is it? Fear of the past cycles or Sharks nuking the order books? Either way, ETF inflows and corporate reserves are still soaking up some of the sell pressure - but the market feels like it’s trading with a mild concussion.

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⚡️💸 Cash App now lets users send stablecoins + pay via Lightning instantly - no BTC needed. Crypto bros explaining it: “It’s like Venmo, but it slaps harder.” 😂

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Upexi goes full defense mode 💼📉 While markets wobble, Upexi fires off a $50M buyback and still holds $319M in Solana. Corporate treasuries right now: “HODL, but also… maybe we should save ourselves first.” 😅🔒

Vitalik & “DeFi 2.0 but make it boring and real” 🧙‍♂️ Vitalik says DeFi is finally growing up - less casino mode, more “your new global savings account.” Security up, speculation down, and on-chain yields shaping up to challenge banks. 📉🏦 Next stop: your grandma asking how to bridge to L2. 😂

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😅 CZ accidentally became crypto’s oracle — and X is spiraling 🕵️‍♂️ Users on X are convinced Changpeng Zhao is secretly signaling Bitcoin’s moves through his book updates. In March, at $84K, he wrote: “114,000 words,” and weeks later BTC ripped past $114K to new highs. 📘 On Nov 8, with BTC at $103K, CZ posted: “97,000 words, 300 pages.” Days later Bitcoin dropped to $96K, bounced to $97K, and CZ added: “Every bottom feels like the end of the world. But time goes on.” 🔍 Crypto Twitter is now obsessed with one question: What does “300” mean?

Shutdown’s over… but crypto didn’t get the memo 😅 Washington finally turned the lights back on - government funded, markets relieved, dollar steadier, liquidity flowing back. Sounds bullish, right? Yeah… except Bitcoin is still sliding downhill and dragging half the alt market with it. 🫠 While headlines scream “RISK ON,” charts quietly whisper “Not yet, buddy.” Smart money isn’t piling in - it’s watching, waiting to see whether this bounce is real or just another “post-shutdown sugar rush.” For now, BTC keeps leaking and alts just follow like obedient puppies. 🐕📉

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😵‍💫 Bitcoin doing its best impression of a downhill slide - from $103K ➜ $94.7K with zero remorse. Volume flat, price flat… except for the part where it just keeps going down. Crypto Twitter right now: “Is this a dip? A dipper dip? Or the dip before the dip?” 🕳🌀 Fun fact: BTC’s chart today looks like someone slowly dragging a red crayon across the screen. 🎨📉

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