Gumart Announcement 🛒

🔥 “Wrong Wallet Address” – Every Crypto User’s Nightmare ⁉️ Anyone who’s ever used crypto knows this fear: just one wrong character in a long wallet address, and your assets could be gone forever. Here’s how GuPay solves that problem.

🧠 Our philosophy is simple: “Hide the complexity.” ✔️ QR Payments First: Instead of forcing you to copy and paste complex wallet strings, GuPay’s main payment method for daily transactions is GuQR. Scanning a QR code almost completely removes the risk of sending to the wrong address. ✔️ User-Centric Design: GuPay is “built for Web2 users.” Every element — from the interface to the transaction flow — is optimized for simplicity, reducing user mistakes and making crypto payments feel as easy as using a traditional payment app. ✔️ Safer P2P Transactions: Within the Gumart ecosystem, features like user directories or identity tags make peer-to-peer transfers secure and intuitive — sending crypto to a friend becomes as simple as sending a message.

💭 At its core, GuPay is built to deliver a payment experience that’s not just powerful, but also safe, intuitive, and human-friendly — bringing true peace of mind to everyday crypto users.

💵 Does GuPay Really Help You Save Money? 💵 ‼️ Many believe that the more convenient a payment app is, the more we tend to spend. That might be true for Web2 apps — but the Gumart ecosystem follows a completely different logic.

💎 GuPay doesn’t just help you spend — it helps you spend smarter and gain more value from every transaction. 1️⃣Rewards for Every Transaction: Unlike traditional bank cards, every payment you make with GuPay is part of an “ethical loop” — meaning your spending can generate real rewards. 2️⃣Earn and Spend in One Place: You can earn income through activities in the Game Hub, then use those rewards to shop in the GuMerchant Marketplace — an effective way to save your fiat money. 3️⃣Built for Transparency: With GuScan, and soon GuAI, you’ll gain clear, data-driven insights into your financial habits, helping you make smarter money decisions.

🛫 Saving isn’t just about spending less — it’s about making every dollar you spend work harder for you. 💥 GuPay is more than a payment tool — it’s a gateway to healthier financial habits in the Web3 era.

💳The Subscription Economy Is Booming – How GuPay Will Change the Way You Pay Monthly Fees ☄️ From Netflix and Spotify to work software, the world now runs on monthly subscription fees. But the current card-based payment model still has many problems: expired cards, declined transactions, and poor visibility over your spending. 📊 The market needs a smarter, more automated payment solution — and Web3 is the answer.

📌 Here’s how GuPay is positioned to lead this revolution: ✔️ Automated Payments (Programmable Payments): Web3 payment systems allow transactions to be programmed. In the near future, you’ll be able to authorize your GuPay wallet to automatically pay for subscriptions — without going through a bank. ✔️ No More Expired Cards: Since payments are made directly from your wallet, you’ll never lose access to a service just because your plastic card expired. ✔️ AI-Powered Smart Management: GuAI automatically tracks all your subscriptions, alerts you when a service raises its price, and even suggests canceling ones you no longer use.

‼️ The future of subscription payments will be automated, transparent, and user-controlled — and that future is being built right now at GuPay.

⁉️ “Losing Your Phone Means Losing All Your Money?” – Debunking the Biggest Myth About GuPay Wallet Security ‼️ The short answer: NO — not if you do it right.

🚀 Unlike traditional banking apps, a Web3 wallet like GuPay operates on a completely different principle: ✔️ The App Is Just a Gateway: GuPay on your phone is merely an interface — a doorway to access your digital assets. ✔️ Your Assets Live on the Blockchain: Your funds are not stored on your phone, but securely on the blockchain network. ✔️ You Hold the Key: You — and only you — have the secret key (recovery phrase) that unlocks access to your assets.

🧠 So, even if you lose your phone, no one can access your funds without your password. More importantly, you can reinstall GuPay on a new device, re-enter your secret key, and your entire wallet will be restored — completely intact. 👀 Your security is in your own hands, and that’s the highest level of protection possible.

🔝 Checklist 2025: 5 Signs of a True “Leader” in Web3 Payments 🔥 The Web3 payments (PayFi) market is booming, but not every project is built the same. As a savvy user, you need to know the signs of a true leader.

🔭 Use this checklist to evaluate any project: ✔️ Real-World Connectivity — Does it bridge to global rails with physical/virtual cards (Visa/Mastercard), letting you pay anywhere? ✔️ Commerce Ecosystem — Can you book flights, hotels, and services inside the app, or is it just another wallet with nowhere to spend? ✔️ Mainstream Scale — Is there proof of adoption with millions of users (5M+), or just a niche community? ✔️ Beyond Simple Payments — Does it expand into entertainment, engagement, and rewards (Game Hub, GuAI, GuPoint), keeping users active beyond transactions? ✔️ Verified Transactions — Are there 50,000+ real-world payments recorded, showing utility beyond whitepapers?

⁉️ So the question is: Does any project actually meet ALL 5 criteria? ✔️The answer is YES. And that’s GuPay. 🚀 GuPay doesn’t just meet these standards—it exceeds them: from real-world connectivity with GuCard, to a full ecosystem with GuMerchant and Game Hub, to being backed by real numbers from 5 million+ users.

💱 From Zero to Web3 Hero: Your 5-Minute Journey to Becoming a GuPay Pro 🔥 Web3 sounds complicated? Forget that. GuMart is designed for Web2 users, and here’s your 5-minute path from beginner to confident user.

⏰ Minute 0–1: Set Up Your Wallet Download the app, tap a few buttons, and your Web3 wallet is ready. No coding, no jargon — just your own secure space for digital money. ⏰ Minute 1–3: Cross the Bridge with GuRamp GuRamp is your gateway. In 30+ countries, it lets you swap fiat to crypto (and back) instantly. No long forms, no delays. Just simple, fast access. ⏰ Minute 3–4: Make Your First Payment Order a coffee, scan a GuQR code, and watch how fast it clears. That’s your first Web3 payment — smoother than cash, quicker than cards. ⏰ Minute 4–5: Unlock the Extras Explore GuMerchant Marketplace for flights and hotels. Check out GuCard, integrated with Visa/Mastercard, and imagine paying anywhere worldwide with your crypto.

✨ In just 5 minutes, you’re not just learning an app—you’re stepping into a whole new economy. 🚀 Welcome to the future of finance. It’s much easier than you think.

🎯 Why “User Experience” (UX) Will Be Web3’s Biggest Battlefield in 2026 💭 The first stage of Web3 focused on technology — blockchain, smart contracts, and decentralization. But the market is changing. The next winners won’t be those with the most advanced tech, but those who make Web3 simple and easy to use.

📊 Here’s what the trend shows: ✔️ Users Are Tired of Complexity: Everyday users don’t want to deal with confusing wallets, seed phrases, or complicated setups. They expect the same smooth experience they get from top Web2 apps. ✔️ “Bridge, Don’t Build Walls”: The best projects are the ones that hide blockchain’s complexity and give users a clean, friendly interface.

‼️ That’s been Gumart’s philosophy from day one. Mass adoption doesn’t come from teaching people how Web3 works — it comes from making Web3 feel natural to use. 1️⃣ Designed for Everyone: Gumart is built for Web2 users, meaning you don’t have to be a crypto expert to start. 2️⃣ Familiar Tools, New Power: With GuQR, you can pay instantly — just scan and go, as easily as any e-wallet you already use. 3️⃣ All-in-One Experience: No more switching between dozens of apps. Gumart brings everything together: ➖ GuPay for payments ➖GuMerchant Marketplace for commerce ➖Game Hub for entertainment and engagement

👀 The future of Web3 won’t be defined by who builds the most complex systems — but by who makes them easiest for everyone to use. That future starts with Gumart. 🌈

🧠 “Dissecting” a GuPay Transaction: What Really Happens When You Scan a QR Code? 🔗 You scan a GuQR code at a café, and within seconds, the payment is complete. Fast and simple. ⁉️ But have you ever wondered what’s really happening behind the screen?

👀 Let’s dissect a GuPay transaction: ⚡️ Scan & Confirm (You): You scan the code, GuPay shows merchant + amount, and you confirm. That’s your gateway into Web3. ⚡️Protocol in Action (System): Your instruction is encrypted and sent directly on-chain. No banks, no middlemen — just peer-to-peer speed. ⚡️Validation & Recording (Blockchain): Validators approve and add it to the blockchain. With GuScan, both you and the merchant can track it live for full transparency. ⚡️Completion (Merchant): Within seconds, the merchant gets confirmation and your payment is done.

💭 The magic? It all happens securely, transparently, and without relying on any bank or centralized financial institution in the middle. 🕯 This isn’t just a transaction. It’s proof of the power of a decentralized financial system.

🔥 Cash, Cards, or Crypto? Only One Wins in 2025 🔥 💭 In 2025, when you make a payment, which option truly gives you power? Let’s break it down. 🤑 Cash? Convenient for small transactions, but useless online and across borders. 💳 Bank Cards? Widely used, but loaded with fees, third-party control, and barriers to international use. 💸 Traditional Crypto? High potential, but often complex, volatile, and—most importantly—hard to use in real life. 🏆 And the winner is - a solution that combines the best of all worlds: The GuPay ecosystem.

🎯 With GuPay, you don’t have to choose. We deliver a new standard where you get it all: ✔️ The Convenience of Cards – Global acceptance with GuCard (integrated with Mastercard/Visa). ✔️ The Freedom of Crypto – A true Web3 payment system where you control your assets. ✔️ The Simplicity of Cash – Instant payments for everyday needs via GuQR. ✔️ More Than Payments – Not just a wallet, but part of a complete PayFi & e-commerce ecosystem with Game Hub and GuMerchant Marketplace.

💎 The answer for 2025 isn’t “cash, cards, or crypto”. It’s a solution that gives you the power of all three. Choose the future. Choose GuPay. 🚀

🔥 From Freelancer to World Traveler: A Life Entirely “Outside the Bank” 🔥

👀 Imagine a day in the life of a freelancer in the Web3 economy. 💵 9:00 AM – You finish a design project for a client in Berlin. Instead of waiting days for a bank transfer, the client sends crypto, and you receive it instantly in your GuPay wallet. ☕️ 9:05 AM – You head to your favorite café and pay for an espresso using GuQR. 🌎 1:00 PM – You get the urge to travel. Opening the GuMerchant Marketplace, you use the very earnings you just received to book a flight to Thailand and a hotel for the weekend. 🍽 7:00 PM – You enjoy dinner with friends and pay the bill with your GuCard (integrated with Mastercard/Visa).

📈 In just one day, you’ve earned money, covered daily expenses, and planned an international trip—without a single bank transaction. 💱 This isn’t science fiction. It’s the vision of financial freedom and borderless living that Gumart’s all-in-one ecosystem is building. 🚀

🪙 Stablecoins Overtake TradFi? What This Means for GuPay Users 🎯 A stunning milestone has arrived: the annual stablecoin transfer volume reached $27.6 trillion in 2024—surpassing the combined transaction volume of Visa and Mastercard by more than 7% (Cointelegraph). This is no longer a niche market—it’s the future of money.

⁉️ So, what does this mean for GuPay users? 1️⃣ Stability for Everyday Spending – Use stablecoins to pay for your morning coffee with GuQR or shop with GuCard—without worrying about the volatility that plagues other cryptocurrencies. 2️⃣ Optimized Cross-Border Transactions – Sending stablecoins through GuPay is faster, cheaper, and far more efficient than traditional bank transfers. With GuRamp live in 30+ countries, the process is seamless. 3️⃣ Confidence in Every Payment – Our mission is to “make crypto spendable everywhere.” The rise of stablecoins provides the strongest fuel for that mission, delivering both stability and trust with every transaction.

💥 The stablecoin boom proves the world is ready for a better digital currency. And GuPay is your tool to use it in real life. 💎

💥 Micropayments Boom: Why GuPay Makes Every $1 Count 💥 ⁉️ Did you know the Creator Economy is projected to reach nearly half a trillion dollars by 2027. Behind that growth is a wave of micropayments: tips, in-app purchases, digital goods, and premium content. 👀 The problem with Web2? Traditional payment systems often “eat up” 20–30% of these small payments through fixed fees.

💱 GuPay was built to solve exactly that. 1️⃣ Optimized for Small Transactions – As a Web3 payment system, GuPay leverages the low costs of blockchain to ensure the value you send actually arrives. 2️⃣ Instant Payments – With GuQR, even the smallest transactions happen in real time—perfect for the fast-moving digital economy. 3️⃣ A Micropayment Rewards Ecosystem – Every small payment through GuPay contributes to rewards for you and creators, not intermediaries.

📣 In the new economy, every single dollar matters. GuPay ensures that value stays where it belongs—with you and the creators. Empowering the micropayment economy. That’s the power of GuPay. 🚀

⁉️ Quick Q&A: Are Gas Fees on GuPay Expensive? ⁉️ 💱 One of the biggest concerns about using crypto is “gas fees”. Does paying for a cup of coffee with GuPay end up costing more than the coffee itself? ‼️ The short answer: NO. And here’s why.

⚡️ Optimized for Daily Payments GuPay isn’t built like a complex DeFi trading platform. It’s a PayFi system designed for everyday use — fast, simple, and cost-efficient. 💎 Low Fees, High Performance Through our integration with high-performance blockchains like BNB Chain, GuPay processes small payments quickly, at minimal cost. 🔍 Transparent, No Hidden Charges Unlike banks with multiple service and FX fees, Web3 fees are network-only and fully visible. You always know exactly what you’re paying. 🌍 Built for Real Utility Our mission is to make crypto “easy to spend everywhere.” Keeping fees low is essential — because convenience should never come with unnecessary cost.

💭 GuPay is here to make paying with crypto as simple and efficient as paying with cash. 😉 Spend smarter, not pricier. That’s GuPay.

🌍 The Gumart Vision: Building the Everyday Economy of Web3 ⁉️ We didn’t create Gumart to be another app in your phone. We created it to answer a bigger question: What would the world look like if crypto worked as smoothly as cash?

⚡️ Our vision is simple: ✔️ A world where payments cross borders as easily as crossing the street. ✔️ A world where loyalty rewards are real, not forgotten points on a receipt. ✔️ A world where your assets are truly yours — no freezes, no hidden fees, no middlemen.

🚀 Gumart is not chasing hype. We’re building infrastructure for an everyday Web3 economy: ✅ GuPay — your wallet for daily life. ✅ GuCard — global rails for spending anywhere. ✅ GuPoint — rewards that tie activity to real value. ✅ GuAI — intelligence to make payments smarter, safer, and more personal.

🔑 The journey is only beginning. 👀The destination? A borderless economy where crypto is no longer “future money.” ‼️And Gumart is here to build that future.

💎 BATCH 9 fGTP SWAP COMPLETED – SEPTEMBER ROUND! ⚡ Hey Gumart Residents, Another month, another milestone! The September conversion round is done — and Batch 9 of GUM to fGTP has now officially been swapped to GTP! 🎉 🛍 Swap Recap – September Round ✨ Total GUM swapped: 36,501,908,956,733.2434 GUM 📌 fGTP swapped: 126,000,000 fGTP 📈 Swap Rate: 289,697.69 GUM / 1 GTP 🧠 Reminder: Your GTP is already in your wallet - check your balance now and prepare for the next evolution of the Gumart ecosystem. 🗓 Next conversion round: October 25. Keep growing your GUM and stay sharp!

🚀 Stop the Technical Barriers: GuPay Is Your First Step into Web3! 🚀 🔗 For most people, Web3 feels complicated. Private keys, seed phrases, gas fees… it sounds like something only developers can handle. 💵But money isn’t supposed to be confusing. It’s supposed to be simple.

💡 That’s why we built GuPay: ✔️ No barriers — one wallet, one scan, one tap. ✔️ Real-world ready — coffee, tickets, shopping, travel, all with crypto. ✔️ Rewards included — every payment earns GuPoint you can actually use. ✔️ Safe by design — your funds are yours, always.

🪙 With GuPay, you don’t need to be a Web3 expert. You just need to live your life — and let payments be as smooth as they should be. 📊 🌈 The future of Web3 isn’t about more complexity. It’s about more people, doing more, with less effort. 🔭

📊 Gen Z and Digital Wallet Adoption: The Lifestyle Shift 📊 🎯 For Gen Z, payments aren’t just transactions — they’re part of digital identity. According to PYMNTS, nearly 60% of Gen Z consumers report spending more when using digital wallets compared to other payment methods. A PayFuture report adds that around 50% of 18–24-year-olds in emerging markets are eager to try new payment technologies. ⁉️Why? ✔️ Mobile-first mindset: Gen Z skips cash and cards. ✔️ Trust in tech: They prefer apps over traditional banks. ✔️ Global by nature: Cross-border payments matter for study, work, and travel.

🔥 For GuPay, this generation isn’t just a target — it’s the growth engine. 🗣️ Made for phones: GuPay is designed for quick scans, fast checkouts, and a clean interface that feels natural to digital natives. 🗣️ Borderless by design: From paying tuition abroad to splitting a dinner bill at home, GuPay makes both equally simple. 🗣️ Crypto-native perks: Every transaction earns GuPoint, unlocking perks, vouchers, and even NFT utilities inside the Gumart ecosystem. 🗣️ Trust through ownership: Gen Z values control — with GuPay’s self-custody model, funds can’t be frozen or taken away.

☄️Gen Z already lives digital-first. The question isn’t if they’ll pay with crypto — it’s which wallet they’ll choose to trust. Gumart is making sure that wallet is GuPay. 🚀

🫴If I were a User, how would I spend with GuPay? 📊 💳 Many people think a crypto wallet is just for payments. But for me, GuPay is a tool for living smarter within a complete ecosystem. ⛏️

Here's my spending strategy: ⚡️ Start My Day (Small, frequent transactions): I pay for my morning coffee or breakfast by scanning a GuQR code. It's instant, convenient, and helps me start the day without needing cash. 💥 Cover All Daily Needs (Maximum flexibility): From grocery runs to online shopping and other small expenses, I use the GuCard (Mastercard/Visa integration). It's accepted everywhere, so I never have to worry. 🛩 Plan for the Future (High-value transactions): My biggest goal? A vacation. I'll use my crypto assets to book flights and hotels directly on the GuMerchant Marketplace. This is how I turn digital assets into a real experience.

‼️That's my way of not just "spending" crypto, but living with it. What about you? How would you use GuPay? 😉

🛒 How GuPay Transforms Travel Payments in 2025 🪙 ✈️ Travel in the digital age still comes with headaches: high foreign exchange fees, cards getting blocked abroad, and transaction limits.

🕯 GuPay is a complete game-changer for travel lovers, making every trip more seamless and cost-effective. ➡️ Book With Ease: Use your digital assets to book flights and hotels directly on the GuMerchant Marketplace. No need to convert to fiat, no more complicated steps. ➡️ Spend Freely at Your Destination: Once you arrive, forget about currency exchange hassles. Just "tap" and pay for everything, from meals to shopping, with the GuCard (Mastercard/Visa integration). ➡️ Proven Globally: Our "GuGoGlobal" campaign took place across 5 continents , and users have shared videos of themselves using GuPay in top travel destinations like New York, Italy, and Korea.

🚀 With GuPay, your crypto wallet becomes your most powerful travel companion, helping you save on costs and enjoy your trip to the fullest. Travel smarter, freer. Travel with GuPay. 🌍

💳 Visa Expands Stablecoin Settlement — Why It Matters for Gumart 💳 💥 On July 31, 2025, Visa confirmed a major leap: Adding USDG, PYUSD, and EURC to its stablecoin settlement platform. Expanding beyond Ethereum to Stellar and Avalanche blockchains.

📌 Why this matters: 1️⃣ It proves stablecoins are no longer fringe. They are part of the global payment backbone. 2️⃣ Merchants worldwide can settle faster and cheaper, with less reliance on banks. 3️⃣ Crypto usage shifts from speculation → real-world transactions.

🚀 For Gumart & GuPay, this means: ➖ We can ride existing global rails instead of building from scratch. Stablecoins become everyday money for our users. 💱 ➖Merchants plugged into Gumart gain trust, speed, and cross-border reach. 🌍 🔥 The world’s largest networks are opening doors. Gumart is ready to walk through them — and bring millions of users along. ⚡️