Gumart Announcement 🛒

📊 For Merchants: Ditch the POS Machine! Why GuQR is All You Need. 💭 Are you a business owner? You're tired of clunky hardware, monthly rental fees, and waiting 2-3 days for your money to settle. It's time to upgrade. Ditch the POS machine.🎯 ➡️ All you need is a GuQR code. It's the simple, powerful, and free way to accept the payments of the future.

‼️ Why are smart merchants switching to GuPay? ✔️ ZERO Hardware Costs: Stop paying for hardware. A simple printed GuQR code is all you need. ✔️ Instant Settlement: Get paid in seconds, not business days. Your cash flow will thank you. ✔️ Access 5 Million+ Global Customers: By accepting GuPay, you open your door to a massive, global community of 5 million+ Web3 users who are actively looking for places to spend. ✔️ Tap Into Global Tourism: As proven by our "GuGoGlobal" campaign, our users are spending in New York, Korea, Italy, and more. They could be spending at your store next.

🪙 This is the future of commerce. Simple, fast, and borderless. Join the revolution. 🚀

☄️ The Perfect Loop: I Won the Game (Game Hub) and Used My Rewards for Lunch (GuCard)! 👀 The "virtuous cycle" isn't just a marketing term. It's a real user story, happening every day. ❓We've already seen our community withdraw over 100,000 USDT in rewards. But the real question is: where does that value go? ❗️It goes into the real world.

💭 Imagine this: ✔️11:00 AM: You dominate a competition in the Game Hub. A reward of $20 in crypto lands in your GuPay wallet. ✔️12:30 PM: You walk into a café, order lunch, and tap your GuCard to pay. 📊You just used your digital earnings to pay for a physical meal. No waiting for a bank transfer. No complex withdrawal process. Just pure, seamless utility.

🎯This is the GuPay lifestyle We're not just building a wallet. We're building a true circular economy where your engagement has instant, real-world spending power. ⚡️

💳 The ""Crypto Card"" Trap: Why Are Other Cards Just Pre-Paid? Don't be fooled by the marketing. Most "crypto cards" on the market are just simple pre-paid cards. You sell your crypto for fiat, load it onto the card, and spend. 🔑 ❌ That's a one-way street. It's a dead end. ✔️ GuCard is different. It's not just a "spending" tool; it's the final, crucial piece of a complete economic loop.

⚡️ We call this the "virtuous cycle", and it's what separates GuPay from everyone else. 1️⃣ ENGAGE & EARN: You play in the Game Hub, participate in community events, and earn real rewards. (Our community has already withdrawn ~100,000 USDT). 2️⃣ SPEND: You take those rewards and instantly spend them in the real world using your GuCard.

⁉️ See the difference? You're not just draining your assets. You're part of a circular economy.

💥 Your GuPay History Will Soon Be Your Web3 "Credit Score"! In the old financial world, your "trustworthiness" is a secret score, controlled by banks and credit agencies. In Web3, your reputation is built in public, verifiable, and owned by you. This is your On-Chain Identity.

Every time you use the Gumart ecosystem, you're not just making a transaction—you're building your digital reputation. 💳 Your GuPay spending history proves you are an active, real-world user. 🎮 Your activity in the Game Hub shows your engagement and skill. 🛒 Your purchases on GuMerchant build a verified profile of your interests.

In the future, this "digital reputation" won't be sold to advertisers. It will be used to reward you.

👀 Imagine: ✔️ Exclusive airdrops and rewards for active users. ✔️ Better rates in DeFi protocols because you have a proven history. ✔️ Access to private events, gated by your on-chain activity.

Start building your digital reputation today. Every transaction counts. 💎

🌍 30+ Countries, 1 Gateway: GuRamp is Your Global Passport! 📌 Web3 can feel exclusive, like a club with a locked door. GuRamp is the key. We didn't just build a "bridge." We built a global passport.

🧠 GuRamp is our fiat on/off-ramp solution, seamlessly integrated into the GuPay app. But what does that mean for you? 1️⃣ Global Access: With support for over 30 countries, you can use your local currency and familiar payment methods to buy crypto directly. 2️⃣ Instant Onboarding: No more waiting for days. Your assets appear in your GuPay wallet, ready to use. 3️⃣ The First Step: This isn't just about buying crypto—it's about using it. GuRamp is your first step to accessing the entire Gumart ecosystem - pay with GuCard, shop on GuMerchant, and play in the Game Hub.

This is what "Universal Accessibility" truly looks like. Your journey to a borderless economy starts here. 🚀

🧠 Transparent Yet Private: How GuPay Protects You ⁉️ One of the biggest questions about Web3 is: “If everything is transparent, how can I keep my privacy?” That’s a valid concern. You want your transactions to be secure — but you definitely don’t want the whole world to know what you’re spending on. 🛫

🎯 Here’s how GuPay strikes the perfect balance: 1️⃣ The Power of Transparency (with GuScan) ✔️When you send money, GuScan allows both you and the merchant to verify that the transaction happened — Wallet A sent funds to Wallet B. This prevents fraud and ensures no one can falsely claim, “I never received the payment.” 2️⃣ The Power of Privacy (with GuAI) ✔️Those private details are processed securely by GuAI, used only to personalize your experience — such as recommending better offers on GuMerchant.

📌 GuPay gives you the best of both worlds — the transparency of Web3 that builds trust, and the privacy you deserve for your personal spending. Public transactions. Private details. That’s the GuPay promise. 🚀

⚡️Is Your Weekend Ready? Power It Up with GuPay. 🎯 The workweek is over. Now it’s time to unwind, plan, and enjoy. Whatever your weekend looks like, the GuMart ecosystem is ready to be part of it.

👀 Make this weekend a true Web3 experience: Plan A: Stay In & Chill 🎮 Not in the mood to go out? Relax at home and take on new challenges in our Game Hub. It’s the perfect way to have fun while earning rewards for your future activities. Plan B: Go Spontaneous ✈️ Feeling adventurous? Open GuMerchant Marketplace. With just a few taps, you can use your digital assets to book a flight or hotel for a last-minute getaway. Plan C: Hit the Streets 💳 Dinner plans or a movie date? Take your GuCard (powered by Mastercard/Visa). Pay seamlessly for every weekend adventure, anywhere you go.

💥 GuPay isn’t just a financial tool—it’s your lifestyle companion for an active, connected, and rewarding life.

🎁 Bought It on GuMerchant? Show It Off & Earn More Rewards! In the GuMart ecosystem, a transaction isn’t just a transaction—it’s an opportunity. 🚀 ✨ Just used GuPay to book a vacation on the GuMerchant Marketplace? Don’t keep the excitement to yourself. Turn it into a social moment—and get more in return.

🔗 Here are 3 clever ways to share your experience and make it rewarding: ✔️ Share Your Story Take a screenshot of your successful purchase or your real-life experience (like in the #GuGoGlobal campaign) and post it on social media. Your story inspires others and builds trust within the community. ✔️ Activate the Referral Loop Send your referral link to that friend who’s already impressed by your experience. When they join, you both earn exclusive rewards. ✔️ Join Community Challenges Post your experience in official GuMart community channels. We’re always watching for our most active members to surprise them with special prizes.

💱 This is the essence of our “virtuous cycle”—every action you take helps the ecosystem grow, and we make sure you’re rewarded for it. 💥 Don’t just spend. Engage, share, and earn more!

☄️ Why 2026 Will Be the Breakout Year for Web3 B2B Payments 💱 For years, Web3 has focused on individual users — but the next big wave is coming from businesses. 2026 will be the year when B2B payments move on-chain.

Why now? 1️⃣ Rising Cross-Border Demand: Global B2B payments are expected to surpass $150 trillion by 2026, with companies struggling under delays and hidden FX costs. 2️⃣ Blockchain-Driven Efficiency: Web3 eliminates intermediaries — allowing instant, verifiable payments between businesses, suppliers, and freelancers worldwide. 3️⃣ GuPay’s Advantage: With real-world adoption already proven across 5 continents, GuPay is positioned to become the B2B layer of Web3 commerce — from merchants paying vendors to agencies rewarding contributors.

🔥This isn’t about replacing invoices — it’s about reinventing trust, speed, and transparency between businesses. In 2026, the future of B2B is borderless. And GuPay is already building it 🚀

🧠 Why Does a Payment App Need AI? 💭 "AI" is the hottest buzzword right now. Many projects add it just for marketing. But for Gumart, GuAI isn't a gimmick—it's a core strategic component. ‼️So, "Why does a payment system like GuPay need AI?" Because Web3 is powerful, but it's also complex. Our ecosystem has GuDEX (aggregator DEX), GuScan (explorer), Game Hub, GuMerchant... A lot of data, a lot of options. For a new user, this can be overwhelming.

🚀 GuAI, with its ability to provide "AI-driven analytics & insights," is the brain that personalizes your experience: 1️⃣Instead of you searching: GuAI will analyze your GuPay spending habits and proactively suggest a flight deal on the GuMerchant Marketplace that you're actually interested in. 2️⃣Instead of you analyzing: GuAI will look at your transaction history and alert you if it detects an unusual spending pattern, helping you manage your finances better. 3️⃣Instead of you guessing: GuAI helps us understand what you truly want, allowing us to design more engaging events and rewards in the Game Hub.

GuPay and the Web3 infrastructure give you power and control. GuAI gives you simplicity and intelligence. 🔥

🚀 Deep Tech Explained: How GuDEX Hunts the Best Rates for Every GuPay Transaction ⚡️ When you make a payment with GuPay, the system doesn’t just pick a random conversion rate.

🔥 Behind the scenes, GuDEX, our aggregated decentralized exchange, goes to work. Here’s how it works — in seconds: 1️⃣Real-time scanning: GuDEX searches multiple DEXs and liquidity pools simultaneously. 2️⃣ Smart routing: It identifies the best available rate for the token pair you’re using. 3️⃣ Execution optimization: Transactions are automatically routed to the path with lowest slippage and gas fees.

❓The result? ✔️ You always get the best price possible, automatically. ✔️ You don’t need to switch apps or compare rates manually. 💡 With GuDEX under the hood, GuPay turns complex blockchain mechanics into a smooth user experience — so you can focus on paying, not trading.

☄️ Beyond Technology: Why BNB Chain’s Support Truly Matters to You ✨ Gumart is proud to share that we’ve received marketing support from BNB Chain — one of the largest and most respected blockchain ecosystems in the world.

🚀 So, why is this such great news for you, our users? 🔗 A Seal of Trust: BNB Chain’s endorsement means more than visibility — it represents credibility. Their support signals that Gumart has passed a rigorous review process in terms of legitimacy, compliance, and growth potential. 🔗 Technical Compatibility: It also proves that our infrastructure is robust and efficient enough to operate seamlessly on one of the busiest and most demanding blockchains globally. 🔗 Ecosystem Expansion: This collaboration opens doors for future integrations, deeper ecosystem partnerships, and enhanced user benefits — all bringing more real-world utility to every Gumart product, from GuPay to GuMerchant.

🎯 Trust isn’t built on promises — it’s built on technology, transparency, and recognition from the right partners. We’re honored to have BNB Chain walking with us on this journey. 🚀

📌 How We Onboarded a Complete Newbie to GuRamp in Under 3 Minutes📌 💱 Web3 sounds complicated, right? We put our promise of "Universal Accessibility" to the test. We sat down with a user who had never bought crypto before.

‼️ Here’s what happened: 1️⃣ Minute 1: The App. They downloaded the app. Our interface is "Designed for Web2 users", so they weren't confused by complex jargon or technical steps. 2️⃣ Minute 2: GuRamp. They opened GuRamp, our built-in fiat on/off-ramp. This is the simple, secure bridge from their bank to the blockchain. 3️⃣Minute 3: Onboarded. They selected their country (from 30+ supported countries ), linked their familiar local payment method, and completed their first-ever crypto purchase.

⚡️ The Result: In less than 3 minutes, they went from "What is Web3?" to "I'm in." They were officially onboarded and ready to: ➖Pay for coffee with GuQR. ➖Shop online with the GuCard. ➖Book a hotel on the GuMerchant Marketplace. ➖Explore the Game Hub. This is our mission in action: "Make crypto spendable anywhere" by removing the barriers. Welcome to Gumart. 🚀

🕯 As Central Banks Launch "Instant Payments," Where Does GuPay Stand Out? 🔥 You're hearing a lot about "Instant Payments" from central banks. They promise speed, which is a great step forward. But they are still just a faster version of the old, broken system. They are restricted by borders, controlled by centralized banks, and completely disconnected from the new digital economy.

👀 GuPay isn't just instant. It's a total upgrade. Our system is designed as a next-generation Web3-powered e-commerce & payment (PayFi) ecosystem. ✔️ Real-time, global transactions: GuPay operates on blockchain rails — instant by design, without cut-off times. ✔️ Stablecoin-powered: Send or receive value without FX conversions or weekend delays. ✔️ Connected to commerce: From GuMerchant to GuCard, every payment is spendable in the real world.

The financial world is racing toward instant — But GuPay is already living the next phase: instant + global + user-owned. 🌍

👀 GuPay Isn't Just a Wallet, It's Your Daily Habit ⁉️ 700,000 users. Every single day. This, combined with our community of over 5 million total users, tells a powerful story. What makes so many people come back? It's not just a wallet. It's a "One-Stop Platform" built on a "virtuous cycle of user acquisition, retention, and real-world utility". 🔗

🎯 GuPay is the engine at the center of this loop. Here’s how it works: ⚡️ ENGAGE: Users start their journey in our Entertainment Hub. They can play games in the Game Hub (play-to-earn) , join competition rooms to enhance retention, or get insights from GuAI. 💵 EARN: This engagement is rewarded. Our community has already withdrawn approximately 100,000 USDT in rewards, proving the real value of participation. 🕯 SPEND: This is where GuPay changes the game. Users instantly spend those rewards in the real world. They use the GuCard (Mastercard/Visa) or GuQR in the GuMerchant Marketplace —booking flights , hotels , or buying gift cards.

GuPay isn't just a tool you use. It's an ecosystem you live in. That's how we build real adoption and truly make crypto spendable anywhere. 💭

💎 BATCH 10 fGTP SWAP COMPLETED – OCTOBER ROUND! ⚡ Hey Gumart Residents, Another month, another milestone! The October conversion round is done — and Batch 10 of GUM to fGTP has now officially been swapped to GTP! 🎉 🛍 Swap Recap – October Round ✨ Total GUM swapped: 43,802,290,748,079.89208 GUM 📌 fGTP swapped: 126,000,000 fGTP 📈 Swap Rate: 347,637.23 GUM / 1 GTP 🧠 Reminder: Your GTP is already in your wallet - check your balance now and prepare for the next evolution of the Gumart ecosystem. 🗓 Next conversion round: November 25. Keep growing your GUM and stay sharp!

🌍 GuGoGlobal: The Story Behind a 5-Continent Campaign The GuGoGlobal campaign wasn’t just marketing — it was a live demonstration of Gumart’s global operation power and real community engagement. 💥

⁉️ So what made this cross-continent success possible? 1️⃣ Community Power: Over 100,000 Gumart residents joined the campaign, creating 500+ posts and videos across social media. The strength didn’t come from ads — it came from people. 2️⃣ Real Utility, Not Hype: Users filmed themselves using GuPay in New York, Seoul, Milan, Miami, and Manila, proving that Web3 isn’t a promise — it’s already happening. 3️⃣ Fair, Transparent Rewards: We distributed over $25,000 in prizes to participants, creating real incentives and trust.

🔥 GuGoGlobal succeeded because it blended three forces — a vibrant community, real-world utility, and transparent rewards. This is the blueprint we’ll continue to grow with. 💱

⛏ GuPay Pro-Tip: Maximize Your Security with the “Hot & Cold Wallet” Strategy 💭 In Web3, you own your assets — and that’s freedom. But freedom comes with responsibility. ✨ One of the best practices in crypto security is the Hot & Cold Wallet strategy — and you can easily apply it with GuPay.

🔥 Hot Wallet (for daily use): Your GuPay wallet is your “hot wallet.” ✔️ It’s connected online — fast, convenient, and ideal for everyday transactions. ✔️ Keep only what you need for daily spending — coffee, shopping, travel.

❄️ Cold Wallet (for long-term savings): ✔️ A cold wallet is offline (like a hardware wallet) — maximum protection for long-term storage. ✔️ Move small amounts from your cold wallet to GuPay whenever you need to spend.

⁉️ Think of it like carrying just enough cash in your pocket while keeping the rest safe in a vault. With GuPay, you can enjoy flexibility without sacrificing security. Be smart, stay safe — and spend with confidence. 💎

💭 Why GuPay’s Infrastructure Is the Launchpad for Web3 Growth 🔥 As Web3 matures, developers don’t want to rebuild everything from scratch. They need reliable infrastructure that lets them innovate faster and safer.

💡 That’s exactly where GuPay comes in — the foundation layer powering Gumart’s entire ecosystem. ✔️ Instant Access to Millions: Any app that integrates GuPay gains immediate access to 5M+ active users who already spend in Web3. ✔️ Global Onboarding Made Simple: With GuRamp, our fiat on/off-ramp across 30+ countries, partners can skip complex payment setups and launch globally from day one. ✔️ One Connected Ecosystem: Payments (GuPay), Commerce (GuMerchant), Entertainment (Game Hub), and AI (GuAI) — all under one network.

🔗 GuPay isn’t just a payment product — it’s an infrastructure launchpad for the next generation of Web3 builders. 🎯 The future of Web3 is collaboration — and Gumart is ready to lead.

🔥 The Future Vision: How GuAI Turns GuMerchant Into Your Personal Shopping Assistant 💭 Imagine a marketplace that doesn’t just show you products — but actually understands what you want before you even search. That’s the future of GuMerchant Marketplace, powered by GuAI. 💡 This isn’t science fiction. It’s our vision of a fully personalized commerce experience — driven by AI and real user behavior.

✨ Here’s how GuAI transforms your shopping experience: 🎯 Smart Deals: Based on your GuPay spending habits, GuAI predicts what you might need. “You often travel in December — here’s a hotel deal you’ll love.” 💵 Price Alerts: “Flights to your favorite destination just hit the lowest fare in 3 months. Want to book now?” 🛒 Tailored Discovery: GuAI curates items, services, and gift cards that perfectly match your lifestyle.

🔗 The GuAI + GuMerchant combo turns shopping from an active search into a seamless, personalized experience. The future of commerce is personalization. And Gumart is already building it 🧠