UPSC current magazine

🔆 National Consumer Day 2025 📍 Theme: Efficient & Speedy Disposal through Digital Justice ✅ Key Highlights (2025): ✅ 1.4 lakh+ cases disposed ✅ 90,000+ virtual hearings (VC-based) ✅ ₹42.6 crore refunds across 30 sectors ✅ 63,800+ grievances resolved via National Consumer Helpline ✅ 450+ class action notices by CCPA ✅ ₹2.13 crore penalties for misleading ads & dark patterns 📍 Major Launches: ✅ AI-enabled NCH Dashboard ✅ Reparability Index Logo (Right to Repair) ✅ National Consumer Awareness Quiz (MyGov) 📍 Observed on: 24 December 📍 Law Basis: Consumer Protection Act, 2019 #GS2 #Governance

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🔆 Investment Opportunities in Lakshadweep (Blue Economy) ✅ First-ever Investors’ Meet held in Lakshadweep to unlock untapped fisheries potential  ✅ Focus sectors: Tuna & deep-sea fisheries, seaweed cultivation, ornamental fisheries, offshore cage farming ✅ Strategic edge: ~20% of India’s EEZ, rich tuna stocks, eco-labelling potential (MSC) ✅ Seaweed cluster: 4,200 sq km lagoons; scope for bioproducts, carbon sequestration & jobs ✅ Ease of business: Single-window clearance proposed; ₹500+ crore investment interest 📍 Mains Question (GS3): How can the Blue Economy initiatives in Lakshadweep balance economic development with marine sustainability? #GS3 #BlueEconomy

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Subject wise MCQ UPSC Upsc economy - https://t.me/prelims_economy_mcqs/11813 Polity - https://t.me/Upsc_Prelims_Polity_Mcqs/7 Mapping - https://t.me/Geography_mapping_MCQ/12711 History - https://t.me/upsc_prelims_history_mcq/15

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🔆 PM SVANidhi 2.0 📍 What’s new? The Cabinet has extended & restructured PM SVANidhi till 31 March 2030, targeting 1.15 crore street vendors (incl. 50 lakh new). 📍 About PM SVANidhi (2020) ✅ Launched by MoHUA to support street vendors hit by COVID-19 ✅ Collateral-free working capital loans in tranches ✅ Incentives: interest subsidy, digital transaction cashback, higher next loan eligibility ✅ SVANidhi se Samriddhi: links vendors with social security & welfare schemes 📍 Performance so far (July 2025) ✅ 96 lakh+ loans disbursed ✅ ₹13,797 crore credit support ✅ Benefited 68 lakh vendors 🏆 PM’s Award for Excellence in Public Administration (2023) 📍 PM SVANidhi 2.0 – Key Enhancements ✅ Higher loan amounts in 1st & 2nd tranches ✅ UPI-linked RuPay Credit Card after 2nd loan repayment ✅ Coverage expanded to census towns & peri-urban areas ✅ Monthly Lok Kalyan Melas to deepen welfare convergence ✅ Capacity building in entrepreneurship, digital skills & food safety (with FSSAI) ✅ Joint implementation: MoHUA + DFS 📍 Why it matters? 🔹 Strengthens urban informal economy 🔹 Boosts financial inclusion & digitalisation 🔹 Supports self-employment & livelihoods 📝 Mains Question: How does PM SVANidhi 2.0 strengthen livelihood security and financial inclusion of urban informal workers? #goverment_schemes Join https://t.me/PIB_UPSC https://t.me/upsc_government_scheme

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