Kolo

🟢 Kolo Podcast with Eowyn Chen drops soon! CEO, Trust Wallet 🛡

💳 Kolo Card is LIVE — the first Kolo wallet milestone unlocked! Spend your crypto for: 🍝 Michelin-star dinners ✈️ Last-minute business-class 🛍 Limited-edition drops More features are on the way to supercharge you live in crypto!

📊 Buy the hype and panic-sell at the first red candle — sounds familiar? Our latest article breaks that cycle with DCA strategy (dollar-cost averaging), a cornerstone of smart investing. Here’s a short recap of the blog post:

☕️ Investing $50 a month in BTC since 2019 would be worth ≈ $18.500 today (500% from $3700). 🧘‍♂️ Same sum, same day — DCA discipline eliminates FOMO buys and panic sells. 📉 Regular buys turn market dips into discounts. 🔍 Not a silver bullet — picking a dying coin or sitting through a years-long bear will still stack losses. 🟢 Stack coins in your Kolo Wallet, then spend the profits on whatever you dream of with Kolo card.

Dig into the step-by-step “how, why, and what to avoid” in the full post on Kolo blog: https://kolo.in/blog/what-is-dca

🟢🚀🌑 Thanks to OG boosters, Kolo is finally touching lunar dust!

🟢 Card to live in crypto

🎤 "I spent $7K on gas just to test DeFi" Vlad DeGen, TON’s DeFi lead and guest on Kolo Podcast #4, shares his wild switch from the game-development industry to an early DeFi in this tell-all episode.

🚀 Game dev → crypto dev: Vlad refused to move to the USA and dumped gaming projects for smart-contracts. 📈 When DeFi was tiny: he saw the space grow from 60 protocols & $10M TVL to the multibillion beast it is today. 💰 Skin in the game: spent ~$7K on gas just to test every new protocol live. 💡 Before TON: won a hackathon, got funded, built wallet + DEX + lending protocol from scratch.

Watch how Vlad scaled a two-man gig into large company and then became TON's DeFi lead👇 https://youtu.be/cbemUPl2c30

🖼 Redesigning kolo.in Any guesses what’s coming? 👇

🚀 How high are Kolo Card spending limits? High enough that 9 out of 10 users say they’re comfortably above everyday needs… and the rest doesn't even know about them. Our latest survey showed:

• 51.6% knew from day one that Kolo lets you spend big. • 40.3% discovered it only after a few “wait, that worked?!” moments. • 8.1% still don't realize Kolo has limits.

To put it in perspective: with a single Kolo tap you can 👇

• Book a round-the-world business-class ticket. • Upgrade your setup with a new MacBook Pro, monitor, and ergonomic chair. • Spend a month in Bali — villa, surf lessons, and coconuts included.

💚 Kolo limits are so good 92% of our users enjoy it, while 8% haven’t even noticed they are.

👀 You’ve heard the headlines about Crypto Mixers — crime, laundering, arrests. But mixers are just tools — like VPNs. We break down what they really are, how they work, and why they matter in our blog post. Quick breakdown:

🔍 Every crypto transaction is public — mixers blur the trail so no one knows who sent what & where. 👥 They’re used both by regular holders seeking privacy & bad actors. 🚫 Mixed coins can be flagged, blocked, or bring legal heat. 🌀 Tornado Cash was under U.S. sanctions since 2022 due to money laundering. But as of March 2025, all restrictions have been lifted. 💚 With Kolo Wallet, every transaction meets compliance & AML standards to keep your crypto safe.

🧼 Even when used for privacy, mixers come with serious risks. Learn what to watch out: https://kolo.in/blog/what-are-crypto-mixers

🎤 "Everyone's begging us to take their money to invest in TON projects" Inal Kardan, General Partner of TON Ventures, shares his journey in this no-filter VC talk. From deploying $40M+ into TON-native startups to calling out lazy VCs, here’s what you’ll hear:

💸 VCs are lining up to invest — the demand to fund projects in crypto is overwhelming. 🚨 Biggest red flag before investing in project? Founders with shady pasts and without proven history. 🌍 India and Turkey are booming — the hottest regions for new blockchain developers.

Why Turkey and India are Tier-1 regions for TON Ventures — and more insights from inside the fund in the full episode: https://www.youtube.com/watch?v=YTX1z8M1dFE

No robberies on exchange rates 💱 We ran a survey with our early users & one thing stood out: 🟢 You love Kolo Card exchange rates. 📊 86.3% of users said it’s better than any other crypto card or service they’ve used. Not our words — yours.

🎧 Missed the podcast with EVAA? Here’s what you missed — and why it matters. A few takeaways that might change the way you think about crypto lending:

💸 “Buy Now, Pay Never” Not all loans are traps. Some models actually let both sides win — especially when the interest is paid upfront. ☠️ Corporations killing people for the marketing Yes, journalists at the Financial Times know how to do their job in a way that ensures everyone reads their articles. 🏎️ How to get a free car with Bitcoin No magic here: Earn interest on your crypto, get that interest upfront, buy a car, reclaim your crypto a year later. 🧠 Think beyond today When 'crypto winter' comes, the goal isn’t just to earn, but to lose less. The more you keep, the more you grow later.

🎥 Catch the episode, and maybe your next car: https://www.youtube.com/watch?v=_IuCEn-NT-0

📉 What happened to the metaverse? It was once the future, now barely anyone can recall it. We were curious too, so here's the recap of our latest blog post:

🗓️ In 2021, brands spent millions on digital land. 🎮 Crypto metaverses couldn’t compete with Web2 worlds. 📈 Hype outpaced tech — the product never matched the promise. 🖼️ NFTs were the backbone… until the NFT wave crashed. 🌍 Projects like The Sandbox and Decentraland still exist — but peak engagement? ~200k users. 💰 Long-term holders haven’t given up — SAND, AXS, and MANA are still being bought by traders.

🫥 Even Apple refuses to use the word “metaverse”. What do they say instead? 📖 Find out in the full article → https://kolo.in/blog/metaverse P.S. Don't settle for spending crypto in digital worlds, do it in real life with Kolo Card. 💳

“In crypto you can be a 25 y.o. founder and people will trust you money” And that’s the major difference between Web2 and Web3 finance, as states our guest at KOLOPodcast №2 — Brian Horn, a trader who moved from traditional finance into the heart of Web3! Brian’s path in 5 steps:

🚀 Started by working with hedge funds and market makers in traditional finance. 🔄 Got disillusioned with Wall Street after 2008 — realized crypto offers a tech-backed alternative. 🌐 Jumped into crypto trading and market making at GSR right before the 2021 boom. 🧠 Believes crypto is powered by young, driven minds — not by age, titles, or resumes. 💬 Knows market makers and shares their tricks in the video.

🔗 Hear Brian’s full story — from Wall Street to GSR: https://www.youtube.com/watch?v=uLSMkiXxO8I

💎 #KOLOPodcast №5 is LIVE 💎 🎙 In this episode, Pavel Luchkovskyi, Kolo CEO, sit down with Alex Onufriychuk & Vlad Kamyshov — EVAA Protocol’s CMO and CEO, the minds behind TON’s top lending protocol. They unpack why EVAA is doubling down on crypto lending, what it means for users, and how a new synergy with Kolo could redefine Web3! 💚 As always, earn $KOLO while you watch: Three new tasks in @kolo will test your attention, and the rewards are bigger than usual — up to 70k $KOLO. 1️⃣ Go to Kolo and find the “Kolo Podcast №5” tasks. 2️⃣ Watch the video & Answer 3 questions about the video — earn 20,000 $KOLO per correct answer. ⏳ Don't miss out — catch all the insights while they're hot!

💎 You Can't Miss this TON of Insights 👥 Join us tomorrow for a new Kolo Podcast episode featuring TWO special guests from EVAA Protocol — the leading lending protocol on TON. 🏔 Inside: cold wallets on Everest, million-dollar rounds, and how Kolo x EVAA will change crypto payments forever! 🔔 Keep your eyes on the socials!

🎧 What's the soundtrack of your day? Hope it sounds like: Kolo — Crypto Card 💳

🐰 Happy Easter, Kolo Fam! Wishing you bright days, fresh starts, and gains that break all-time highs! Whatever you're celebrating today — spring, rebirth, or simply good coffee — may it bring warmth and joy! Love, The Kolo team 💚