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Simple Way to Understand Oil-Related Macro Economics
For OMC, paint, and tyre stocks, the up cycle is when oil prices fall,
and the down cycle is when oil prices rise.
Because crude oil is one of the key raw materials used by OMCs, paint, and tyre companies,
higher prices lead to a rise in input costs.
- For OMCs, it squeezes margins.
- Paint and tyre makers face costlier raw materials, hurting profits.
- Investors fear lower earnings — leading to a sell-off.
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The most valuable lesson I’ve learned by observing big investors
- The best time to sell is when everyone is buying.
- The best time to buy is when everyone is selling.
It sounds simple — but it's not easy.
Most people follow the crowd.
Big investors think independently.
Market mein bheed ke saath chaloge,
toh wahi milega jo sabko milta hai.
Agar alag result chahiye, toh soch bhi alag honi chahiye.
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A Dreamliner that never dreamt again
240+ lives lost
One of the darkest days in India’s aviation history
But it isn’t just a tragedy. It’s one of the largest insurance claims in Indian aviation
• Aircraft loss: ₹650–700 cr
• Passenger liability: ₹240 cr+
• Legal+Recovery+Misc: ₹100–200 cr
•Total exposure: ₹1,500 cr+
To compare— that’s more than Go First total dues
Air India pays ₹250 cr annually for insurance. This one accident wiped out years of premiums
Insured by Tata AIG, backed by GIC Re, United India, Oriental & ICICI Lombard.
But 95% of the risk? Passed on to global reinsurers— AIG, AXA XL, Lloyd’s of London, Bermuda-based firms.
Indian insurers pay just ₹50–75 cr. Rest hits global balance sheets.Now, aviation reinsurers are reassessing risks in Asia— India is being marked as a high-risk zone for wide-body aircraft
Airlines will face higher premiums. Reinsurance rates will rise
Aviation deals will get tougher
Markets will recover
Insurance will adjust
But 240 families—they won’t
PRAYERS🙏🏻
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Hi Everyone,
Today the market fell and I could see a lot of panic comments so had to explain what is really happening in the market now.
What we learned in today’s webinar:
[1] Will the Market Fall?
[2] Weak and Strong Break Out
[3] Why Support and Resistance are important
[4] Strategy to pick turnaround stocks
Webinar Link : https://youtube.com/live/FSpBa2rnCQI
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Every 10 Years… NIFTY becomes SENSEX?
Look at this interesting pattern
🗓 In 2004
Nifty ~ 2000
Sensex ~ 6500
🗓 In 2014
Nifty ~ 6500
Sensex ~ 22000
🗓 In 2024
Nifty ~ 22000
Sensex ~ 72000
If the pattern continues...
2034?
Will Nifty ~ 72000 ❓
Is it just coincidence — or compounding at work?
Both indices have tripled roughly every 10 years.
🔍 Past performance ≠ future returns. But trends do tell a story.
What’s your prediction for 2034?
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Hi Everyone,
It was great to interact with you all in today's webinar.
What we learned in today’s webinar:
[1] How to analyse winning sectors early
[2] How growth is propagating from Finance Sector → Real Estate Sector → Chemical Sector
[3] Why the Rupee is gaining
[4] Did Nifty break resistance?
[5] Why IEX shares keep crashing
Webinar Link : https://youtube.com/live/kjoRM5FkBlk?feature=share
👍 50
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Operation Sindoor marked India’s first full-scale military use of drones against Pakistan.
The operation involved indigenous drone systems from companies like IG Drones, Paras Defence, and Tata Advanced Systems. This came after the ban on drone imports and increasing domestic focus on UAV development.
📌 India now operates 600+ military drones, ranking 6th globally, ahead of countries like France, Australia, and South Korea.
📌 Government estimates suggest $470 million investment may flow into the Indian drone sector.
📌 Backed by India’s Rs. 7.2 lakh crore defence budget, drone technology is now becoming part of the country’s broader military infrastructure.
With UAVs playing a growing role in surveillance and combat globally, India’s drone ecosystem is moving from testing to operational deployment.
👍 172
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Reliance = India’s Tax Engine
In FY24, Reliance Ind paid Rs.1.86 lakh cr total taxes to the Indian govt.
That’s:
💰 Rs.510 crore *per day*
💰 Rs.21 crore *per hour*
💰 Every 3 minutes = a school, bridge, or metro line funded
Reliance alone contributes Rs.5 out of every Rs.100 tax collected by the government
That’s more than what Amazon, Google, Facebook & Apple paid *combined* in India!
Reliance can single-handedly fund 5 Vande Bharat trains *every single day* from its tax outgo.
Reliance’s FY24 tax is More than Pakistan’s total federal tax collection
Even its daily tax > daily sales of Zomato,Nykaa,Paytm *combined*
From polyester yarn in 1966 to a $240 billion empire
India’s biggest in:
▪️ Oil refining
▪️ Telecom
▪️ Retail
▪️ Private exports
Is it just a Company or an Economy itself?
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"Olectra Greentech Chairman KV Pradeep Resigns Citing Personal Reasons."
Suddenly after the order cancellation drama in x.. Is this coincidence???
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Bad News for Zomato & Swiggy
Rapido enters Food Delivery Business with Lower commissions amd simpler charges.
- Zomato & Swiggy currently charge 16–30% from restaurants
- Rapido to charge just 8–15%, depending on order value
Flat delivery fee for customers:
- Rs. 25 for orders below Rs. 400
- Rs. 50 for orders above Rs. 400
Pilot launch: Bengaluru by July 2025
Additional Value Offerings
- Tied up with NRAI (National Restaurants Association of India) to bring small restaurants on board who are struggling with aggregator charges.
A bold move, but food delivery needs deep pockets & patience.
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Read This Post to Save ₹1.5 Lakh
RBI has cut the repo rate from 6% to 5.5%.
What does it mean for your ₹30L home loan?
Let’s say your loan is for 20 years:
* At 8.5% interest: EMI = ₹26,035
* At 8.0% interest: EMI = ₹25,094
* You save ₹941/month
* That’s ₹11,292/year
* Over the full loan: Save ₹1.5L+
But here’s the catch: This benefit doesn’t apply automatically.
To get it:
* Your loan must be repo rate-linked
* If it’s not, ask your bank to link it
* If they refuse, transfer your loan to a bank that offers repo-linked rates
Still facing issues?
File a complaint at: cms.rbi.org.in
Act within 90 days to claim your benefit.
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Just watched Mission Impossible 8... and honestly, it was terrifying.
The villain? AI. Artificial intelligence.
And the way it was portrayed — so powerful, so invisible — it truly shook me.
If AI becomes a million times smarter than the smartest human,
then we'll only know what it wants us to know.
No more truth, just what it chooses to show.
And then a thought hit me...
Just like the Mahabharata speaks of Maya in the Kaliyuga —
a force that blurs the line between real and illusion...
Is AI the new Maya?
An intelligence that can manipulate reality,
erase the line between truth and lies,
and make us live in a world of its own making?
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In the 1930s, the world drifted into chaos.
– Diplomacy failed
– Trust broke down
– Trade tensions rose
– Small conflicts turned into a world war
Today, we see echoes of the same story:
– Trade wars are back
– Countries are forming blocks, not bridges
– Defence budgets are rising
– Even the internet is a battlefield
And now, the world’s biggest democracy, the USA—
With Trump turning diplomacy into a reality show,
Picking fights with global leaders just to stay in the spotlight.
History may not repeat,
But it sure knows how to rhyme.
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RBI has announced a 50 basis points (bps) repo rate cut along with a 100 bps (1%) CRR cut — a major liquidity-boosting move.
📌 Quick Note:
- 100 bps = 1%
- 50 bps cut = 0.50%
- These terms are used in all RBI and financial updates
What does this mean?
- Repo Rate is the rate at which RBI lends money to banks.
A 50 bps cut makes loans cheaper → EMIs on home, auto, or business loans may fall (if passed on by banks).
- CRR (Cash Reserve Ratio) is the portion of deposits banks must keep with RBI.
A 100 bps cut releases more money to banks → more lending, more liquidity.
Impact Summary:
- Banks get more funds to lend → may boost margins and credit growth
- NBFCs, Infra, Utilities, Auto & Consumer Durables may benefit from easier loans
- Deposit rates may fall slightly due to excess liquidity
- Lower cost of borrowing could support growth if demand improves
🔸 *Any more rate cuts expected?*
RBI has moved its stance from accommodative to neutral. That means future cuts are not ruled out, but will depend on inflation and growth data.
This is a liquidity-driven, growth-supportive policy, but not overly aggressive.
RBI has done its part. Now the focus shifts to demand, credit growth, and fiscal policy.
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Hi Everyone,
It was a great webinar today! Hope the things you learned will help you in practical investing.
Here’s what you’ll learn:
[1] How a retail investor built a passive income source of ₹60 Lakhs
[2] How to use the PEG ratio to identify undervalued growth companies
[3] Analysis of the Water Treatment sector
[4] Analysis of the Textile sector
Watch the full webinar now: https://youtu.be/kkFjnarjEIY
👍 47
Why Most Retail Investors Underperform Their Own Funds
This is not a theory — it’s real, data-backed insight.
As per the DALBAR Study (U.S. research agency tracking investor behavior for 30+ years):
- Mutual fund returns (10-year avg) = ~11%
- But actual investor returns = just ~7%
Why such a gap?
🚫 Frequent entry and exit
🚫 Panic selling during market dips
🚫 Timing the market, chasing performance
🚫 Switching funds too early
In short: Investors don’t stay long enough to get full benefits of compounding.
💡 Truth:
Even great funds won’t help if investor behaviour is poor.
The DALBAR takeaway:
Investors lose more to emotions than to markets.
Your discipline and patience are more important than your fund manager.
Behaviour ≫ Strategy
Consistency ≫ Intelligence
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📈 Gold, Silver, or Sensex – Who Won the Wealth Race?
In 1981:
- 10 gm Gold = Rs. 1800
- 1 kg Silver = Rs. 2700
- Sensex = Just 170
Current Value 2025:
- 10 gm Gold = Rs. 99,000 ( 55x return)
- 1 kg Silver = Rs. 1,00,000 ( 37x return)
- Sensex = Rs. 81,000 ( 476x return)
What if you had invested Rs. 1 lakh in 1981? It becomes
- Gold-Rs. 55 lakh
- Silver-Rs. 37 lakh
- Sensex-Rs. 4.76 crore
📌 Moral of the story:
Gold glitters. Silver shines.
But Sensex compounds!
Equity rewards patience — not predictions.
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Hi Everyone,
In today's webinar, it was very interesting to see a businessman who started from Rs 500 and reached 35 Cr, and also sad to see how he lost 4 Cr.
[1] A businessman who started from Rs 500 and reached 35 Cr
[2] Passive Income from Real Estate
[3] Can ETF generate daily returns?
[4] How to manage High PE and High potential with 10x growth?
[5] Promoter has increased but in reality it's the same.. How?
Watch the full webinar before the market opens: https://youtu.be/JeFE1ExSjdI
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Why is the Fertiliser Sector Seeing Strong Movement?
• The European Parliament approved a 50% tariff hike on fertilisers and agri imports from Russia and Belarus.
• This move is likely to reduce EU's dependency and may shift global demand towards Indian fertiliser companies.
• Indian producers are seen as key beneficiaries of this shift, boosting export sentiment.
• Back home, IMD has predicted above-normal monsoon for 2025.
• Strong monsoon supports crop output and increases demand for fertilisers and agri inputs.
• Positive global cues + domestic rural optimism = sector-wide rally in fertiliser companies.
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