Coin Bureau

🚨LASTPASS TO PAY UP TO $24M AFTER DATA BREACH LAWSUIT LastPass agreed to pay $8.2 MILLION to settle data-protection claims, plus up to $16.25 MILLION for crypto loss reimbursements.

🪩 Pudgy Penguins Is Live On the Las Vegas Sphere!

🚨FRIDAY GAMMMA FLUSH COULD BREAK BTC'S $85K–$90K RANGE Analyst James Van Straten says Bitcoin may stay between $85K–$90K until options expiry, with $415 MILLION in dealer gamma (67% of exposure) rolling off by Dec 26, potentially triggering a volatile move.

🚨BULLISH: STABLECOIN MARKET CAP CONTINUES TO CLIMB TO NEW ALL-TIME HIGHS

ℹ️ UPDATE: Santa rally to $95K would trigger over $5.8 billion in BTC short liquidations.

⚠️ BTC has never sustained prices below its electrical cost of production.

🚨 SOL ONCHAIN VOLUME BEATS BINANCE + BYBIT FOR THIRD STRAIGHT MONTH

🚨 PREDICTION MARKETS BREAK $4B IN WEEKLY VOLUME Prediction markets recorded their first $4B week, highlighting growing participation and deepening liquidity across the sector. Last week, these markets saw over 13M transactions, around 285K active users, and ~$700M in open interest.

🚨 XRP ETFs EXTEND HOT STREAK! XRP ETFs recorded $8.19M in net inflows in the latest session, lifting total ETF-held assets to $1.25B

👀 ASIA BUYS THE DIP WHILE THE WEST SELLS Session-level data shows persistent BTC selling during US and EU trading hours, keeping prices pressured, while Asian markets steadily accumulate on dips.

👀 LIGHTER AIRDROP NEXT WEEK?! Polymarket traders currently believe there’s an 83% chance of Lighter’s $LIT airdrop happening on Dec 29th. While there’s no official confirmation yet, much of the speculation on Polymarket follows bets from supposed insiders. Not to mention, recent onchain activity also hints at preparations for a potential launch.

🚨 THE PHILIPPINES BLOCKS COINBASE & GEMINI The Philippines has blocked Coinbase and Gemini as part of the government crackdown on unlicensed crypto platforms.

🚨 POLYMARKET BETS ON BITCOIN IN 2026 Polymarket traders give $BTC a 42% chance of outperforming both GOLD (32%) and the S&P 500 (25%) next year.

🏦 Onchain Neobanks Are Reaching Bank-Scale AUM TLDR; Crypto Neobanks are rapidly reaching AUMs rivaling mid-sized banks without branches, balance sheets, or back offices. Fully onchain and globally accessible, these protocols merge banks, wallets, and DeFi into a single interface, creating a new financial layer running at internet speed, challenging decades of banking norms. 💵 The Problem With Traditional Banking Modern finance still runs on legacy rails that no longer match how people earn or move money. > High fees driven by layers of intermediaries > Deposits treated as bank liabilities, not user-owned assets > Limited access for global users, freelancers, and the “credit-invisible” > Risk is socialized to users while profits stay with banks 💳 Even Web2 neobanks: > Rely on partner banks > Operate under fractional-reserve models 💱Banking Meets DeFi Crypto neobanks rebuild banking using blockchain infrastructure. ❓ What they are: + Non-custodial bank alternatives, not deposit-taking institutions + Built on public blockchains with transparent, onchain settlement + A single app to save, earn, spend, and borrow using crypto and stablecoins 🤔Why this matters: + No custody means lower operational overhead + Blockchain rails replace expensive financial intermediaries + Users retain full control over their assets In short, they offer everything a bank does but without being a bank. 🥇Top Features of Crypto Neobanks Asset Control: Self-custodial or multisig wallets keep users in full control with no freezes and no rehypothecation. Spend Without Selling: Pay or borrow against crypto without liquidating it. Native Yield: Idle balances earn built-in DeFi yield, often 5–12%. Low-Cost Payments: Near-zero-cost transfers and global card acceptance. Whole-Portfolio Credit: Borrow based on total onchain assets, not credit scores. ⚠️Risks and Trade-Offs Crypto neobanks are not risk-free: - Self-custody risk: User error or wallet exploits can lead to permanent loss - Asset volatility: Non-USD balances can fluctuate sharply - Regulatory risk: Rules vary widely across jurisdictions The neobanking market hit $148.9B in 2024 and is on track to reach $4.4T by 2034. As finance moves onchain, crypto neobanks are positioned to capture a meaningful share of that growth.