Coin Bureau

🚨 THE PHILIPPINES BLOCKS COINBASE & GEMINI The Philippines has blocked Coinbase and Gemini as part of the government crackdown on unlicensed crypto platforms.

🚨 POLYMARKET BETS ON BITCOIN IN 2026 Polymarket traders give $BTC a 42% chance of outperforming both GOLD (32%) and the S&P 500 (25%) next year.

🏦 Onchain Neobanks Are Reaching Bank-Scale AUM TLDR; Crypto Neobanks are rapidly reaching AUMs rivaling mid-sized banks without branches, balance sheets, or back offices. Fully onchain and globally accessible, these protocols merge banks, wallets, and DeFi into a single interface, creating a new financial layer running at internet speed, challenging decades of banking norms. 💵 The Problem With Traditional Banking Modern finance still runs on legacy rails that no longer match how people earn or move money. > High fees driven by layers of intermediaries > Deposits treated as bank liabilities, not user-owned assets > Limited access for global users, freelancers, and the “credit-invisible” > Risk is socialized to users while profits stay with banks 💳 Even Web2 neobanks: > Rely on partner banks > Operate under fractional-reserve models 💱Banking Meets DeFi Crypto neobanks rebuild banking using blockchain infrastructure. ❓ What they are: + Non-custodial bank alternatives, not deposit-taking institutions + Built on public blockchains with transparent, onchain settlement + A single app to save, earn, spend, and borrow using crypto and stablecoins 🤔Why this matters: + No custody means lower operational overhead + Blockchain rails replace expensive financial intermediaries + Users retain full control over their assets In short, they offer everything a bank does but without being a bank. 🥇Top Features of Crypto Neobanks Asset Control: Self-custodial or multisig wallets keep users in full control with no freezes and no rehypothecation. Spend Without Selling: Pay or borrow against crypto without liquidating it. Native Yield: Idle balances earn built-in DeFi yield, often 5–12%. Low-Cost Payments: Near-zero-cost transfers and global card acceptance. Whole-Portfolio Credit: Borrow based on total onchain assets, not credit scores. ⚠️Risks and Trade-Offs Crypto neobanks are not risk-free: - Self-custody risk: User error or wallet exploits can lead to permanent loss - Asset volatility: Non-USD balances can fluctuate sharply - Regulatory risk: Rules vary widely across jurisdictions The neobanking market hit $148.9B in 2024 and is on track to reach $4.4T by 2034. As finance moves onchain, crypto neobanks are positioned to capture a meaningful share of that growth.

🚨24H LIQUIDATION UPDATE $234.9 M was liquidated in the last 24 hours as Bitcoin fell below $87K. $169.7M came from LONGS and $65.21M from SHORTS.

🔽 TRUMP’S WLFI ENDS 2025 DOWN 40% World Liberty Financial peaked around $0.25 in September and now trades around $0.13, ending the year deep in the red despite early hype tied to the Trump family and Donald Trump.

🚨JUST IN: 10-YEAR DORMANT ETH WALLET REACTIVATED A pre-mine wallet holding 2,000 ETH now worth $5.9 MILLION just moved funds after 10.4 years of inactivity. Back in 2015, that ETH was worth roughly $620.

‼️ ALERT: POLYMARKET HIT BY THIRD-PARTY AUTH VULNERABILITY Polymarket has confirmed a security breach impacting a limited number of user accounts. The exploit, which saw user balances being drained despite having two-factor authentication enabled, was attributed to a vulnerability in a third-party authentication provider. Speculation points to Magic Labs, which handles email-based sign-ups for non-custodial Ethereum wallets. The issue has since been resolved.

❓ IS A REBOUND DUE FOR ALTS? OTHERS/BTC is bouncing off the same long-term support that marked cycle inflection points in 2016, 2019, and 2021. Levels where altseason began.

👀 JUST IN: ARTHUR HAYES SENDS MORE $ETH TO BINANCE Arthur Hayes sent 682 ETH (~$2M) to Binance a few minutes ago. Notably, this follows a similar sale of ETH from last week. If patterns repeat, the proceeds from the ETH sale may likely be used to purchase DeFi tokens such as $ENA, $PENDLE and $ETHFI.

📊 WITH INFLATION, BITCOIN NEVER REALLY HIT $100K Galaxy Research says that when Bitcoin’s price is adjusted for inflation using 2020 dollars, BTC actually topped at $99,848. Nominal highs hit differently after inflation.